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OFFICIAL U.S. FINANCIAL DATA
U.S. Interest Rate Center
Latest available observations from official U.S. financial data series.
Effective Federal Funds Rate
Daily rate benchmark
3.88%
Observation:
30-Year Fixed Mortgage Average
National weekly survey
7.40%
Observation:
WeeklyFreddie Mac via FRED ↗
New Auto Loan (48 Months)
Commercial bank finance rate
7.47%
Observation:
Monthly / survey observationsFederal Reserve G.19 via FRED ↗
Credit Card Rate (All Accounts)
Commercial bank average
21.19%
Observation:
Monthly / survey observationsFederal Reserve G.19 via FRED ↗
Rates are national averages or benchmarks, not personalized lender APR offers. They update when source observations become available; publication schedules vary. Some data may refer to prior months. Always check lender disclosures before applying.
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Methodology →Florida Auto Loan APR Research
Rate ranges collected in May 2026. Not verified current lender offers.
View historical guide → HISTORICAL RESEARCH · JUNE 2026Texas Auto Loan APR Research
Rate comparisons from June 2026. Confirm today's APR directly with lenders.
View historical guide →
