car financing

Car Financing: 7 Secrets Banks Hide From U.S. Borrowers

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Popular American vehicle used in car financing, shown in a modern U.S. suburban setting.

Car financing in the United States involves far more than applying for a loan and signing a contract. Car financing decisions are shaped by hidden lender strategies, internal scoring models, and dealership markups that influence your APR, approval odds, and monthly payment. Understanding these secrets can help you secure the best rates, increase your chances … Read more

Automotive Financing: The Ultimate 2026 Guide to Buying and Financing a Car in the United States

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Why Automotive Financing Matters More Than Ever in 2025 Automotive financing is no longer a simple decision between paying cash or taking a loan. In 2025, the U.S. auto market has become more complex, more competitive, and significantly more expensive. Interest rates have fluctuated, vehicle prices have continued climbing—especially for new and electric models—and lenders … Read more