Car Financing: 7 Secrets Banks Hide From U.S. Borrowers

Popular American vehicle used in car financing, shown in a modern U.S. suburban setting.

Car financing in the United States involves far more than applying for a loan and signing a contract. Car financing decisions are shaped by hidden lender strategies, internal scoring models, and dealership markups that influence your APR, approval odds, and monthly payment. Understanding these secrets can help you secure the best rates, increase your chances … Read more